Overview
Net worth, what you own, what you owe, and the change since your last snapshot. Every currency is shown on its own line, never converted into a made up total.
- Net worth
- Owned
- Owed
- Change
The Net Worth Tracker
List everything once, save a snapshot each month, and watch the gap between the two grow. It is one subtraction, and it is the clearest picture of your money there is.
Not finished yet. Send us a message and we will tell you the day it lands.
Why we made it
A balance tells you what is in one account today. It says nothing about the car loan, the mortgage, the savings pot or the money a friend still owes you.
Net worth is the whole picture in one number: everything you own minus everything you owe. Watched over a year, it is the only number that tells you honestly whether things are getting better.
Inside the tool
No accounts to connect and nothing to sync. You type it in, which is also what makes you look at it.
Net worth, what you own, what you owe, and the change since your last snapshot. Every currency is shown on its own line, never converted into a made up total.
A snapshot a month builds a chart of where you are heading. A dip is information, not failure, and the tool never hides one.
Cash, savings, property, a car, valuables, money owed to you. Use what things would actually sell for today, not what you paid for them.
Cards, loans, car finance, a mortgage, money you owe a person. Balances left, not the original amounts, so the picture is the real one.
Honestly
Your data
There is no account, no login and no server. Everything you type is kept by your own browser, on the machine you typed it on. We cannot see it, because it never reaches us.
Save a backup file whenever you like and load it on another device or after a reinstall. That file is plain readable text, so you are never locked in.
Price
The Net Worth Tracker
$12.99
One-time payment. Instant download.
Everything included
We will message you once, when it is ready. Nothing else.
Want more than one? The Money Library holds every core tool in a single download, for less than buying them one by one.
Questions
You can list anything you own and type its value, but the tool does not fetch prices, does not connect to a broker and gives no investment advice. It is a record, not an adviser.
Once a month is plenty, on the same day each month. Payday is the easiest to remember. Saving twice in one month just replaces the first one.
Each currency keeps its own line and its own history. Nothing is converted, because an exchange rate you invented would make the whole number wrong.
Then the chart starts below the line and climbs, which is exactly what it should do. A negative number is a starting point, not a verdict.
Yes. $12.99 once, the file is yours, and updates to this tool are free.