Overview
Money in, shared costs, what is left, and whether anyone owes anyone. Each person gets a line showing their fair share and what they have actually paid.
- Income
- Shared costs
- Left over
- Who owes who
The Household & Couple Budget
Put in what each of you earns and what you share. The tool works out a fair share, tracks who actually paid, and tells you the one payment that squares you up.
Not finished yet. Send us a message and we will tell you the day it lands.
Why we made it
When one of you earns more, an even split quietly takes a much bigger bite out of the smaller income. When one pays the rent and the other pays everything else, nobody can remember who is ahead.
This tool does the arithmetic so neither of you has to keep score in your head. It shows what each person should pay, what each person did pay, and the single transfer that makes it even.
Inside the tool
The shares always add up to the total, down to the last cent. No rounding disappears.
Money in, shared costs, what is left, and whether anyone owes anyone. Each person gets a line showing their fair share and what they have actually paid.
One payment, worked out from what each of you has paid against your share. Mark it done and the board clears. Every settlement is kept, so there is a record rather than a memory.
Rent, power, the food shop, the yearly insurance. Say who pays each one and how often. Yearly costs are turned into a monthly figure so everything can be compared.
By what each earns, straight down the middle, or your own percentages. Change it once and every number on every screen follows.
Honestly
Your data
There is no account, no login and no server. Everything you type is kept by your own browser, on the machine you typed it on. We cannot see it, because it never reaches us.
Save a backup file whenever you like and load it on another device or after a reinstall. That file is plain readable text, so you are never locked in.
Price
The Household & Couple Budget
$16.99
One-time payment. Instant download.
Everything included
We will message you once, when it is ready. Nothing else.
Want more than one? The Money Library holds every core tool in a single download, for less than buying them one by one.
Questions
By income, each person pays the same percentage of what they earn. The shares are worked out in cents and the remainder goes to one person, so they always add up to the exact total.
Yes, up to six. It works the same for flatmates or a family as it does for a couple.
One household uses one currency, on purpose. Splitting across currencies would need an exchange rate, and a made up rate turns a fair split into a guess. If you genuinely run two currencies, keep a second copy of the file.
No, and that is deliberate. This tool is only about what you share. Personal spending belongs in The Money Tracker.
Yes. $16.99 once, the file is yours, and updates to this tool are free.