Bills & Subscriptions

Every payment that repeats, and what it really costs you in a year.

Add each bill and subscription once. See the monthly total, the yearly total, what is due this week, and which ones you should quietly cancel tonight.

  • One file, nothing to install
  • Works offline
  • No account, no bank login
  • Yours for one payment

Not finished yet. Send us a message and we will tell you the day it lands.

Why we made it

Nobody signs up for $984 a year.

You sign up for $9, five separate times, on five separate evenings, and never see the total. That is the whole trick of subscriptions, and it is not an accident.

This tool does the one thing that breaks the spell: it puts every repeating payment on one screen and multiplies it by twelve. Most people cancel something within ten minutes of seeing that number.

Inside the tool

The total, the dates, and the decision

A yearly bill stays yearly. We work out the monthly average rather than making you do it.

01

Overview

The monthly total, the yearly total, what is due in the next thirty days, and what the things you never use are costing you. One screen, no digging.

  • Monthly total
  • Yearly total
  • Due soon
  • Unused
Overview with monthly and yearly totals
02

The audit

One rule: did you use it in the last two weeks? Keep or cancel, one at a time, with the yearly cost next to each so the decision is honest. Mark them cancelled and watch the total drop.

  • Keep or cancel
  • Yearly cost
  • Running saving
Audit screen with keep or cancel choices
03

What is due

This week, the rest of this month, and later. Dates roll forward on their own by each payment cycle, so nothing surprises you and no renewal sneaks through.

  • This week
  • This month
  • Rolling dates
  • Printable
Upcoming payments grouped by week and month
04

Every cycle

Weekly, fortnightly, monthly, quarterly, half yearly and yearly. Insurance that lands once a year sits beside a monthly app, both counted properly.

  • Six cycles
  • Any currency
  • Notes
  • Up to 80 payments
The list of every recurring payment

Honestly

Who it is for, and who it is not

Made for you if:

  • You do not know your monthly subscription total off the top of your head
  • You have been charged for something you forgot you had
  • You want renewal dates somewhere you will actually look
  • You would rather keep your numbers off a company server

Give it a miss if:

  • You already track every bill and never get surprised
  • You want the tool to cancel things for you, which no tool can do
  • You want it to read your bank statements automatically

Your data

It never leaves your device

There is no account, no login and no server. Everything you type is kept by your own browser, on the machine you typed it on. We cannot see it, because it never reaches us.

Save a backup file whenever you like and load it on another device or after a reinstall. That file is plain readable text, so you are never locked in.

Price

One payment, then it is yours

Bills & Subscriptions

$12.99

One-time payment. Instant download.

Everything included

  • The Bills & Subscriptions file, yours to keep
  • A 8 page guide in PDF
  • Printable subscription audit sheet and a due dates calendar
  • Free updates to this tool, forever
Tell me when it is ready

We will message you once, when it is ready. Nothing else.

Want more than one? The Money Library holds every core tool in a single download, for less than buying them one by one.

Questions

Frequently asked

Will it cancel subscriptions for me?

No. No tool can do that honestly, whatever it claims. It shows you what to cancel and what it saves. You do the cancelling with the company, then mark it done here.

How does it handle a yearly bill?

It keeps it yearly and works out the monthly average for the totals, rounded once at the end. Your insurance is not pretended to be a monthly cost.

Can I track bills in more than one currency?

Yes, and they are always kept on separate lines. Nothing is ever converted, because a made up exchange rate is a lie in a budget.

Do I get reminders?

The tool shows what is due in the next week and month whenever you open it. It cannot send notifications, because it has no server and no account.

Is it really one payment?

Yes. $12.99 once, the file is yours, and updates to this tool are free.

Find out your real number tonight.

Tell me when it is ready

In the works